Broker Check


Thursday, May 23, 2024

You might have heard that some people retire on a cruise ship. It certainly sounds like a lot of fun! But how does it work? And could it be possible for you?

Thursday, May 16, 2024

Over the past decade, families increasingly turn to irrevocable trusts to safeguard assets from spend-down, allowing them to qualify for government benefits like Medicaid and VA Aid and Attendance.

Thursday, May 9, 2024

It's important to be aware of required minimum distributions (RMDs) – a potential downside of tax-deferred retirement accounts. Since RMDs can pose challenges, it’s important to learn how you can address them.

Monday, April 22, 2024

Just as we tidy up our living spaces, spring cleaning our finances can set us on the path to greater financial health and prosperity. Start today and reap the rewards of a clean and organized financial life.

Sunday, April 14, 2024

With a bit of foresight and planning, you can implement tax-efficient strategies throughout the year to ease the burden and potentially reduce your tax bill come next tax season.

Show All

Tuesday, April 9, 2024

Recent developments in tax law offer a promising solution: the introduction of tax credits for those who establish employer-sponsored retirement plans.

Tuesday, March 19, 2024

Despite facing unique financial challenges and societal barriers, women have consistently demonstrated savvy investment behavior that positions them for long-term financial success. But why?

Tuesday, March 12, 2024

Whether retirement is on the horizon or still a distant goal, now is the perfect time to assess your retirement preparedness and make informed decisions to secure a comfortable and fulfilling future.

Wednesday, March 6, 2024

While there's no one-size-fits-all answer, considering several key factors can help you determine how much life insurance coverage you need to adequately protect your loved ones financially in the event of your passing.

Wednesday, February 21, 2024

Here's a guide on what to do when your employer-sponsored life insurance expires upon retirement or if you've recently learned about such impending changes.

Wednesday, February 14, 2024

Homeowners in the Golden State face distinct challenges when it comes to estate planning, making the establishment of a trust a crucial component in safeguarding legacies and ensuring a seamless transition of assets.

Wednesday, February 7, 2024

Life insurance often elicits procrastination, especially among young people. But there are compelling reasons why it's a strategic decision to invest in life insurance while you're young, healthy, and easily insurable.

Thursday, January 18, 2024

Work-from-home jobs can be a valuable addition to a retiree's life, offering financial, mental, and social benefits. However, it's vital to approach this decision with care.

Tuesday, January 16, 2024

By engaging in thoughtful estate planning alongside your retirement strategy, you create a comprehensive roadmap for the future.

Thursday, January 4, 2024

From 2023 onwards, individuals are able to make Roth contributions to their Simple IRAs, a significant change from the previous limitation to only pre-tax contributions.

Friday, December 22, 2023

Before the calendar turns, consider implementing these charitable giving strategies to maximize your impact and potentially gain tax benefits.

Friday, December 15, 2023

Let's explore some smart strategies to help you keep your finances in check while still enjoying the spirit of the season.

Friday, December 8, 2023

One crucial aspect of financial planning that should not be overlooked at this time is maximizing contributions to your retirement plans before the calendar flips to the new year.

Wednesday, November 22, 2023

To make the most of your charitable giving, it's essential to consider some strategic approaches as you plan your year-end donations.

Wednesday, November 15, 2023

With the 2025 estate tax "sunset" approaching, we must prepare estate plans for changes that may significantly impact your wealth transfer strategies.

Wednesday, November 8, 2023

In 2024, both individual retirement accounts (IRAs) and 401(k) plans will see adjustments in their contribution limits. These changes can have a significant impact on your retirement savings strategy.

Friday, October 20, 2023

By understanding the ins and outs of these plans and strategically managing contributions, individuals can maximize their benefits and pave the way for a financially robust future.

Friday, October 13, 2023

A well-structured budget is the cornerstone of a successful retirement plan, enabling individuals to align their finances with their desired lifestyle and ensure sustainability throughout their retirement years.

Monday, October 9, 2023

The following elements of estate planning can help you get started, but do consult with an experienced estate planning attorney to establish a secure estate plan that addresses your wishes and concerns.

Thursday, September 21, 2023

It's essential to understand how the system works and explore strategies for optimizing your payments. Here are some valuable tips to help you maximize your Social Security benefits.

Thursday, September 14, 2023

While you can't predict the future, you can prepare for market changes by adopting adaptable strategies that safeguard your financial well-being during retirement. Here are some essential tips to help you navigate economic trends.

Friday, September 8, 2023

It's important to create a tax-efficient strategy. Minimizing your tax liability in retirement can help you keep more of your hard-earned savings. Here are some key steps to create a tax-efficient retirement strategy.

Monday, August 21, 2023

Giving back to society not only brings positive change to the lives of others but can also have surprising benefits for your own financial well-being.

Tuesday, August 15, 2023

For many individuals, retiring abroad has become an appealing option. The prospect of living in a different country brings forth a sense of adventure, cultural enrichment, and the allure of a more affordable lifestyle.

Friday, August 4, 2023

As the saying goes, "Time is money," and when it comes to building your retirement savings, nothing exemplifies this more than compound interest.

Thursday, July 20, 2023

Because Social Security COLA is tied to the inflation rate, the payment increase in 2024 is not likely to be as large as it was this past January.

Monday, July 17, 2023

Some retirees are surprised at the difference between living on their former income and their new, fixed retirement income. Following these five tips can help you make a smoother transition.

Thursday, July 13, 2023

Debt isn’t always bad; it’s how we access and use it that matters. So having said that, how can you borrow money the smart way?

Wednesday, June 21, 2023

The new, larger monthly checks were no doubt a welcome change for those struggling with the impact of inflation. But that’s not all of the changes Social Security has seen in 2023.

Wednesday, June 14, 2023

These five tips can help you save money on routine expenses, so that you can devote more of your funds to hobbies, travel, and relaxation.

Tuesday, June 6, 2023

If you’re hoping to retire in the next ten years, here’s what you should be doing next.

Monday, May 22, 2023

What about people who planned to retire early, and actually succeeded? What’s their secret?

Tuesday, May 16, 2023

Larry Fink, CEO of BlackRock, recently warned investors in his annual Chairman’s Letter about a global “Silent Crisis” that is soon to impact retirees.

Tuesday, May 9, 2023

If you’re making a plan to pay down debts before you retire, it’s important to know that not all debts are created equal. Some are definitely more important and deserve more of your focus than others.

Thursday, April 20, 2023

In order to ensure that the right people inherit your assets when you pass away, you should review your beneficiary forms every few years

Tuesday, April 11, 2023

What’s going on in the housing market, and are we set for a crash soon? No one can answer that question for sure, but three aspects of current market conditions point toward concern.

Tuesday, April 11, 2023

Millennials who skip retirement planning now will likely come to regret it later. Retirement planning is now even more important than ever, due to these five factors.

Tuesday, March 21, 2023

Before you file your taxes, consider these five last-minute tax planning tips. They might save you a bit of money.

Tuesday, March 14, 2023

If you haven’t established a power of attorney yet, here’s why you should.

Tuesday, March 7, 2023

Many retirees later discover that their old home simply does not suit them anymore and need to make changes to their retirement plans. It would be a good idea to investigate this topic now.

Wednesday, March 1, 2023

 Are you looking for a smart way to lower your tax bill and boost your retirement savings?  If so, it's time to learn more about IRAs!

Monday, February 20, 2023

Once you can say “yes” to these three goalposts, you’re probably getting close to retirement.

Friday, February 10, 2023

You’ve just reached the age of Social Security eligibility (assuming you would file an early claim for benefits), so here's what you need to know at this time.

Friday, February 10, 2023

You can still set aside money in a retirement account and receive a deduction on your 2022 tax return. 

Monday, January 23, 2023

Like many retirees and those planning an imminent retirement, you might have felt thrilled to hear of the recent cost of living adjustment to Social Security benefits. The 8.7 percent increase represented one of the largest-ever...

Monday, January 16, 2023

Of all the things you’re looking forward to in retirement, the freedom from an office is probably number one. Not only will you escape the pain of a daily commute; you won’t be tied to a particular location at all....

Tuesday, January 10, 2023

As you might already know, the SECURE Act made a number of changes to retirement account rules. Specifically, the age at which required minimum distributions (RMDs) must begin was raised from 70 ½ to 72, giving retirees a bit more...

Monday, December 19, 2022

If you miss the deadline for taking your first RMD, you could put yourself in jeopardy regarding potential penalties. Here’s what you need to know.

Monday, December 12, 2022

Use these tips to strategize your generosity, and you can benefit yourself and others at the same time.

Wednesday, December 7, 2022

Take the time to address these tax planning steps before the end of the year.

Friday, November 18, 2022

Because healthcare can become a considerable expense after age 65, you should carefully consider different methods of managing those expenses.

Tuesday, November 8, 2022

How much should you save for retirement from each paycheck? That’s one of the most common questions in the financial planning world. We generally recommend that our clients save as much as possible, for several very important...

Tuesday, November 8, 2022

Because you will likely be living on a fixed income in retirement, you want to minimize the impact of any “surprises” at this time of life. For some retirees, income taxes can come as a major shock. Yes, income taxes are...

Wednesday, October 19, 2022

If you’re due to retire soon, it would be understandable if you’re feeling a bit nervous about the uncertain state of the economy.

Friday, October 14, 2022

If you’re concerned about the impact of a COLA on taxes or your retirement budget in general, do get in touch with us to discuss your options.

Friday, October 7, 2022

Once you enter retirement, your out-of-pocket spending on healthcare is likely to increase. But you do have some options to keep costs down.

Monday, September 19, 2022

Normally, we focus on retirement goals when putting together a plan. Once we help our clients identify their objectives, we create a strategy for a retirement income that hopefully provides for their future lifestyle. But we...

Thursday, September 15, 2022

Many of us tend to view age 65 as a target retirement age. That’s when you become eligible for Medicare, but it’s early enough that you hopefully still have many healthy years ahead of you. But some of us are ready to...

Thursday, September 8, 2022

Most of us feel a bit of anxiety as we approach our target retirement date. You want to be sure that you’ve planned for everything, but as you know, some things in life cannot be planned. Instead, we can only plan how to handle...

Monday, August 22, 2022

Because adequate advance planning can help you better strategize your tax return, you should think about it before the end of the year.

Tuesday, August 16, 2022

Because individual states do impose their own tax code, choosing a location can be critical in the retirement years. That’s why so many retirees choose to relocate after their working years have ended. 

Tuesday, August 16, 2022

Life will always throw us little surprises. But if you anticipate some of the possibilities, you can at least accommodate the possibility within your plans. 

Friday, August 12, 2022

A core element to financial health is to spend less than you make. It is simple until you put it into action. Here are 3 qualifiers to measure your budget by.

Friday, August 12, 2022

Here are 5 components to help you create sustainable & achievable goals.

Friday, July 22, 2022

Are you wondering what’s so confusing about Social Security? Here are nine of the most commonly surprising facts that many people don’t know.

Wednesday, July 13, 2022

When we talk about retirement planning, most of us tend to focus on saving money and setting up one or more reliable streams of income for the future. But there’s another important component of planning for your retirement: How...

Friday, June 17, 2022

You might feel tempted to utilize a somewhat controversial method of paying off debts as your target retirement date approaches… But should you?

Friday, June 17, 2022

With inflation rising rapidly, how will your retirement income and lifestyle be impacted?

Tuesday, June 14, 2022

Once you enter retirement, you will need to switch your strategy from saving to taking withdrawals. And while doing so, you must navigate complicated IRS rules.

Monday, May 23, 2022

Tuesday, May 17, 2022

Tuesday, May 10, 2022

Because life tends to bring so many surprises, there are never any guarantees when it comes to retirement savings and planning. But this quick check-up can help you decide if you’re on the right track. 

Wednesday, April 20, 2022

Wednesday, April 13, 2022

Wednesday, April 6, 2022

Wednesday, March 23, 2022

It is important to consider what happens to each of you if the other spouse passes away first. In most cases this is an unpredictable part of life.

Monday, March 21, 2022

At some point, you might feel that you’re ready to - or need to - claim your benefits. What if that decision turns out to feel like a mistake, and you regret it? Can you change your mind and delay your benefits until later?

Friday, March 11, 2022

Sunday, February 20, 2022

Monday, February 14, 2022

Monday, February 7, 2022

Sunday, January 30, 2022

Tuesday, January 18, 2022

Monday, January 10, 2022

Monday, December 20, 2021

Monday, December 13, 2021

Monday, December 6, 2021

Wednesday, November 24, 2021

Over the past year and half, we’ve all thought about contagious diseases and healthcare much more than we normally would. Living through a state of emergency can prompt us to rethink many of our plans, including our estate plans....

Tuesday, November 16, 2021

Have you set a target retirement date yet? Or, are you still evaluating your options? Either way, it is likely that you will continue to reevaluate your budget even after you retire! That’s because the costs of various goods and...

Wednesday, November 10, 2021

If there’s one thing that can change nearly every aspect of society, from broad trends down to individual lives, it’s a pandemic. As we’ve seen, the consequences of the Covid pandemic have affected us at every level....

Tuesday, October 26, 2021

Ask ten different people about their dreams for retirement, and you might get ten different answers. But one theme will pop up regularly: Many of us envision a debt-free life. And in particular, paying off the mortgage before...

Wednesday, October 20, 2021

As Einstein once said, “Information is not knowledge. The only source of knowledge is experience.” Experience, whether intentional scientific experiments or simply life lessons, is the best way to gain wisdom. But we can...

Wednesday, October 13, 2021

Washington lawmakers never fail to keep us entertained (or concerned, depending upon your perspective). But the latest news seems a bit confusing for many of you. What exactly is the debt ceiling, and why do they want to raise it...

Wednesday, September 29, 2021

After decades of working, planning, and saving, you’re finally beginning to see the light at the end of the tunnel! But now, as you head into the final stretch of your career, you must avoid a few common mistakes. Make wise...

Thursday, September 23, 2021

Ideally, retirement planning begins early in your career and then continues for decades. You will make a number of decisions when you first open a retirement account, and then reevaluate those decisions throughout your career as you...

Wednesday, September 8, 2021

Many Americans worry that they are under-prepared for retirement, citing insufficient savings and a rising cost of living. Even worse, according to the Federal Reserve one quarter of working adults have no retirement savings at all. In...

Friday, September 3, 2021

Are you planning to retire sometime within the next decade? Many of us have been planning for this moment for many years, and now we’re in the home stretch of our careers. We hope you’re feeling confident about your plans,...

Friday, August 27, 2021

No, it is not your imagination. The cost of many goods and services has risen over the past year, and some of those price hikes are significant. Most household budgets have been impacted, and the measures of inflation are indeed...